FGTS: how to join the birthday withdrawal program?

The FGTS is the right of all CLT workers with a formal contract, it is important so that in the future they can guarantee the financial stability of workers in the event of layoffs and other situations.

Since 2020, the FGTS has also offered workers the option of joining the birthday withdrawal program, which allows them to withdraw a portion of the FGTS balance in the month of their birthday and in the following months.

What is the FGTS anniversary withdrawal?

Created by the Federal Government in 2019, the birthday withdrawal is a modality that allows workers to withdraw part of the balance available in their FGTS account once a year, in the month of their birthday or in the following two months.

This option is different from withdrawal-termination, which is done in the case of unfair dismissal, for example, and which allows the worker to withdraw the entire amount available in the FGTS account.

By joining the birthday withdrawal program, the worker gives up the right to withdraw the entire FGTS balance in the event of unfair dismissal.

It is important to remember that, when joining the birthday withdrawal program, the worker can choose between receiving the withdrawal amount in the same year in which they joined the program, or in each subsequent year.

If the worker does not make the withdrawal in the month of his birthday, he will still be able to make the withdrawal in the following months, until the last business day of the second month following his birthday.

How to join the FGTS birthday withdrawal program?

To register for the FGTS anniversary withdrawal program, you must access the FGTS page. box and log in with your CPF and password.

After logging in, click on the “FGTS” option in the page menu, and click on birthday withdrawal, followed by “Membership”.

On a new page with information about the birthday withdrawal program. Read all the information carefully and click on “I have read and accept the terms and conditions”.

On the next page, confirm your personal details and click “continue”. Next, read the information about the birthday withdrawal and choose the desired option.

After choosing the option, click “Continue” and enter the bank account in which you wish to receive the birthday withdrawal amount

Confirm the data again and click continue, after that just wait for your birthday or subsequent months to withdraw the amount available in your FGTS account.

Is it possible to exit the program?

Yes, it is possible to withdraw and re-enter the FGTS birthday withdrawal program. If the worker regrets having joined the birthday withdrawal program, it is possible to withdraw at any time, without costs or fines.

To do this, simply contact Caixa Econômica Federal and request to cancel your membership.

From the date of cancellation, the worker returns to normal mode, in which it is possible to withdraw the full amount of FGTS in the event of unfair dismissal, retirement, death of the worker or their dependents, among other situations provided for by law.