Meet the Wells Fargo Reflect® Card: A Smart Path to More Flexibility and Lower Interest

Are you tired of seeing interest accumulating on your credit card balance?

You are not alone.

But what if you could start over - with up to 21 months of 0% introductory interest on qualifying purchases and balance transfers?

As Wells Fargo Reflect® Card, this is within your reach.

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A Card That Offers What Money Can't Buy: Time

In a market full of cards that promise miles or rewards, Reflect® offers something just as valuable: time.

• Time to pay off debts
• Time to get your finances in order
• Time to breathe without the pressure of interest rates

And the best part: no annual fee.

“Wells Fargo Reflect® helped me pay off $1,400 in credit card debt interest-free. It was the breathing space I needed.”
— Jordan K., Texas

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A Card Focused on Financial Stability

The goal of Reflect® is simple: help you get out of the red and regain control of your budget.

Instead of promising cashback or points, it offers one of largest 0% APR windows on the market — and that makes all the difference.

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Extended Offer of 0% Introductory Interest Rate (APR)

🕒 0% APR for 18 months on qualifying purchases and balance transfers
➕ Up to 3 extra months (total of 21 months) by keeping minimum payments up to date
📉 After this period, a variable interest rate applies

It is an ideal solution for:

• Consolidate high-interest debt from other cards
• Financing unexpected expenses (such as medical expenses or repairs)
• Make larger purchases without the risk of high interest rates

“I used Reflect® to pay for emergency veterinary surgery. Having almost two years of interest-free credit saved me from a financial crisis.”
— Samantha R., Florida

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No Annual Fee

✅ No annual fee
✅ Every dollar saved in interest can be used to pay off debts
✅ Ideal for those who really want to save money

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Integrated Tools to Help with Control

Reflect® is designed to help you stay organized. Here are some of the features it includes:

📱 Protection for your cell phone, when paying the monthly bill with the card
💵 Access to My Wells Fargo Deals, with cashback offers at popular stores
🛡️ 24/7 anti-fraud monitoring and protection against unauthorized use
📲 Personalized alerts and options automatic payment

Everything you need to stay up to date, without surprises and with more peace of mind.

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Give Yourself Time to Recover

Imagine what you could achieve with almost two years without interest:

✔️ Pay a balance of $5,000 in affordable installments
✔️ Avoid hundreds or thousands of dollars in interest
✔️ Improve your credit score by reducing your usage
✔️ Recover your financial confidence

Reflect® is not just temporary relief. It is a real strategy for financial restart.

“It’s not just about saving on interest. It was a game-changer in the way I deal with money.”
— Tyler D., Illinois

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It's Not a Rewards Card — But It's Still Rewarding

Even without cashback or miles, Reflect® offers something much rarer: peace of mind.

For anyone who has ever felt suffocated by interest or insecure about large expenses, the real value is in freedom to pay at your own pace, without penalties.

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An Ally in Your Debt Payoff Plan

Do you use the snowball method? Do you prefer the avalanche method? It doesn't matter your strategy — with 0% interest, you can pay more of the principal every month.

💡 Combine Reflect® with a good budget, automatic payments, and focus — and you’ll see the path out of the red much more clearly.

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Start Your Financial Relief Now

O Wells Fargo Reflect® Card It's not just a card. It's a financial recovery tool that gives you the time and structure you need to take back control.

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Ready to Reflect on a Better Financial Future?

Here's how to get started:

1. Apply Online securely through the Wells Fargo website
2. Transfer Balance of cards with higher interest rates
3. Pay on Time to ensure up to 21 months of 0% APR
4. Use the Economy to invest in your goals

“Today I no longer feel like I’m just trying to survive financially. Reflect® has given me the foundation to move forward with confidence.”
— Emily B., California