Unlock the Full Potential of Your Money with the Citi Double Cash® Card

What if you could earn money back twice with each purchase — once when you spend, and once when you pay?

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Sounds too good to be true?

Well that's exactly what the Citi Double Cash® Card offers. Whether you’re shopping online, dining out, or paying essential bills, this card provides a way simple and powerful to get more value from every penny spent.

Clear Rewards. No Surprises. Real Cash Back.

In a world full of cards with rotating categories, complicated limits and temporary bonuses, the Citi Double Cash® stands out for transparency and consistency.

No tricks.
No catches.
Just money back, in a simple and fair way, every day.

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“The Citi Double Cash® is the clearest and most rewarding card I’ve ever used. I earn twice as much simply by spending responsibly.”
— Carla M., Florida

Why Citi Double Cash® Is the Smart Choice for Everyday Spending

There’s a reason this card remains a top choice among forward-thinking consumers. It’s not about looks or empty promises.

What matters is earn rewards efficiently, consistently and effortlessly. See why:

Earn 2% Cash Back on All Purchases

The proposal is simple and powerful:

1% back when you buy
1% back when you pay the invoice

That is, you are rewarded for use the card It is for paying on time. No specific categories or promotional deadlines — here, everything you spend earns you money 2% automatically.

💳 Grocery, streaming, travel, bills, fuel — everything generates a return.

“With my Citi Double Cash®, I’ve made hundreds of dollars just by paying off what I already owed. Effortless savings.”
— Brian C., Illinois

No Annual Fee

Unlike many cards that charge a lot to maintain their “benefits”, the Citi Double Cash® there is no annual fee.

This means you get all the benefits at no cost, which makes it a great card to keep for years — and it also helps to increase your credit score, as it contributes to the average age of your history.

Flexible Redemption of Your Rewards

You decide how you want to use your cash back. With Citi Double Cash®, you can redeem:

Invoice credit
Direct deposit into your bank account
Check
Conversion into ThankYou® points (if you have an eligible account)

🔄 Total flexibility to tailor redemptions to your lifestyle or financial goals.

“I love being able to use my rewards however I want. Sometimes I deduct them from my bill, sometimes I convert them into travel points. It’s like getting a boost in my budget.”
— Sandra T., Oregon

0% Interest on Balance Transfer (Limited Time)

Do you have debt on another card with high interest rates? Citi Double Cash® can help you:

0% APR (interest) in balance transfer for 18 months
(After that, a variable APR applies)

💸 This means you can pay off debts with less interest, and even earn money back on new purchases. A real financial relief.

Turn Your Expenses into Rewards — Every Day

This card is not just a cashback tool. It is a way to align your spending with your financial goals:

Make Every Expense Work for You

See the impact on your pocket:

Spending US$ 2,000 per month, you win US$ 40 back monthly
In 12 months: almost US$ 500 — just by using the card normally!

💰 This is economics without changing your habits.

A Card That Encourages Financial Discipline

The Citi Double Cash® system rewards you for paying your bills—literally. Since you only earn your second 1% when you pay off your bill, it’s a natural incentive to stay organized and avoid debt.

“This card not only gives me cash back, it also helps me stay on top of my finances. It’s almost like a financial partner in my pocket.”
— Monica L., Arizona

Earn Even More with ThankYou® Points

If you already use another Citi card that accumulates ThankYou® points (like Citi Premier®), the combination with Double Cash® is powerful.

You can convert your cash back into points and:

Transfer to airline and hotel partners
Book travel through the Citi ThankYou® portal
Exchange for invoice credits or gift cards

💡 This increases the value of rewards — especially useful for those who travel a lot or are already in the Citi ecosystem.

Make Your Money Work Double Time

If you're tired of cards with confusing rules and disappointing rewards, the Citi Double Cash® could be the the perfect solution.

✅ Simple
✅ Efficient
✅ Double Rewards, in every purchase

How to Get Started:

Apply Online in just a few minutes on Citi's secure website
Start Earning: 1% when spending, 1% when paying
Rescue As You Wish: cash, bill credit or ThankYou® points

Why Wait? Your Expenses Deserve Rewards

As Citi Double Cash®, there are no catches. Just direct rewards, which grow with you.

“What won me over was the simplicity. No chasing after categories or dates. I just spend, pay, and earn.”
— Eric N., Washington

Get started today and take control of your financial rewards.
Because it's not just about spending — it's about earn more, save better and live smarter.

Victor Rojas July 4, 2025

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